![]() ![]() Set your retirement goals and determine how much savings you need with this accessible retirement financial planner template.Įnter your age, salary, savings, and investment return information, as well as desired retirement age and income, and the retirement planning template will calculate and chart the required earnings and savings each year to achieve your goals. Learn more about the Retirement Planner Spreadsheet Retirement Financial Planner for Microsoft Excel Retirement Financial Planner for Microsoft Excel Note: Because it’s powered by Tiller, this is the only automated spreadsheet template on the list – it automatically pulls in your daily spending, balances, and transactions to show exactly where you stand each day. Experiment with growth rate scenarios and project outcomes in real time. The flexible and easy-to-use Retirement Planner spreadsheet estimates the value of your savings and investments into the future. Retirement Planning Spreadsheet for Google Sheets Note: Vanguard provides an easy tool if you simply want to calculate your retirement expenses. Each day Tiller automatically imports your account balances, savings, and spending directly into Google Sheets and Microsoft Excel. Or you can sign up for a free trial of Tiller for the fastest, easiest, and most accurate way to keep your finances and savings updated in a spreadsheet. However, if you do want to run scenarios based on your real financial numbers, this post explains how to get your bank data into a spreadsheet. Most of the spreadsheets below don’t need your actual bank statements or live financial data to forecast your retirement ballpark figures should work. Note: Getting Your Financial Data Into A Spreadsheet ![]() additional income sources as such social security, pensions, or annuities.investment return rate – how much your investments and savings are returning on average over many years, often recommended at 4 – 8%.annual withdrawal rate – usually recommended as 4% of your portfolio, adjusted for inflation each year.years to retirement (or your age at retirement).your current savings, investments, and net worth.A good retirement spreadsheet template should include: ![]() For example, you might want to plan for early retirement, or a hybrid scenario where you keep working part-time or otherwise choose to delay your social security benefits. These spreadsheets can even help you find the best age to retire. ![]() So here are seven of the best free retirement spreadsheet templates. You can build your own retirement planner, but it’s faster and easier to get started with a free template. Get started with an easy retirement template Learn about Tiller’s Foundation Template. And then in your post-retirement years, you can customize your spreadsheet with a budget that helps you optimize spending and protect your nest egg.įollowing a budget can help you save more for retirement and reach your long-term financial goals. You can start using one today to budget, pay down debt, and track your net worth. Spreadsheets are also the one financial planning tool you will never outgrow. (Of course, the future is uncertain, as are long-term rates of return, inflation, and even lifespan, so no plan is guaranteed – but as they say, failure to plan is planning to fail.) It can also help you see where to make changes today to get where you want to be in the future. This will provide an accurate picture of what your retirement might look like. With a retirement spreadsheet, you can easily input your own numbers and experiment with different savings, investment growth, and withdrawal rate scenarios. A spreadsheet is a perfect tool for the job. Preparing your retirement takes careful planning that begins years in advance. ![]()
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